ACCEPTABLE DATA USE POLICY

Effective Date: April 10, 2025

This Acceptable Data Use Policy ("ADUP") describes actions that WarnIQ, Inc. ("WarnIQ," "we," "us," and "our") prohibits when any party uses the WarnIQ Services. This ADUP is incorporated by reference into, and governed by the Services Subscription Agreement or other Order Forms between you (Customer) and WarnIQ (the "Agreement").

You may not use the WarnIQ Services without agreeing to this ADUP. By accessing or using our Services, you agree not to use, and not to encourage or allow any client or End User to use, the WarnIQ Services in any of the prohibited ways outlined in this policy.

1. Prohibited Activities

You explicitly agree NOT to use the WarnIQ Services for any of the following purposes:

General Prohibitions

In connection with or in any way encourage any illegal, fraudulent, abusive, or similar activities
To promote or advertise guns, ammunition, or weapons
To promote or advertise adult content or services (such as pornography)
To promote or advertise credit repair services
To promote or advertise payday loan services
To promote or advertise tobacco or marijuana products (except with prior signed authorization from WarnIQ)
To promote or advertise any product or service that violates intellectual property rights, such as the sale of counterfeit products
To promote particular company stock purchases
For any form of debt collection

Background Checks & Government Benefits

For hard background check purposes
To determine eligibility for a government license or benefit
In connection with eligibility for any government benefit or service
For any eligibility decision made by a government pertaining but not limited to assistance to natural persons for housing, food, energy, health care, licensure, education, medical costs or any other form of government assistance or benefit

Data Privacy & Re-identification

To "re-identify" pseudonymous information (such as a cookie identifier) by merging it with personally identifiable information (such as an email address)
For any purpose prohibited by applicable data privacy and security laws, including the General Data Protection Regulation (Regulation (EU) 2016/679) ("GDPR"), the California Consumer Privacy Act or any similar state or national laws

Political & Government Intelligence Use

For the benefit of any one political candidate, political party, political campaign or advocacy group affiliated exclusively with or formed to benefit any one political candidate, political party or political campaign
To benefit any government agency operating as an intelligence agency to support national security, military, and foreign policy objectives

Law Enforcement & Criminal Prosecution

Any evidentiary purpose related to law enforcement or criminal prosecution, such as to establish as an evidentiary matter that a particular person is associated with a particular data element (as you understand that such data elements may be subject to errors in accuracy, currency or transcription)
Note: Subject to the foregoing restriction, such data may be used for investigative, analytics or validation purposes

2. Fair Credit Reporting Act (FCRA) Compliance

WarnIQ does not provide consumer reports and is not a consumer reporting agency. Customer agrees that it will not use or provide any data or services it receives from WarnIQ:

Prohibited FCRA-Related Uses

In connection with any purpose covered by the Fair Credit Reporting Act (15 U.S.C. Sec. 1681 et seq) ("FCRA"), Federal Trade Commission interpretations of the FCRA, and similar federal and state statutes
For any purposes enumerated in the FCRA in lieu of obtaining a Consumer Report
To use or provide services or data provided by WarnIQ for the preparation of a Consumer Report or in such a manner that may cause such data to be characterized as a Consumer Report
For any other purpose under the FCRA

Specifically, you agree NOT to use WarnIQ data or services:

In connection with establishing a consumer's eligibility for credit or insurance to be used primarily for personal, family or household purposes, or in connection with assessing risks associated with existing credit obligations of a consumer
For the purpose of evaluating a consumer for employment, promotion, reassignment or retention as an employee
For any tenancy verification or in connection with any application to rent real property
In connection with a determination of a consumer's eligibility for a license or other benefit that depends on an applicant's financial responsibility or status
As a potential investor or servicer, or current insurer, in connection with a valuation of, or assessment of credit or prepayment risks associated with, an existing credit obligation
In connection with any information, service or product sold or delivered to a "Consumer" (as that term is defined in the FCRA) that constitutes or is derived in substantial part from a Consumer Report

Important: Adverse Actions Prohibited

Customer agrees it will NOT take any "Adverse Action" (as that term is defined in the FCRA), which is based in whole or in part on WarnIQ's services or data, against any Consumer.

3. Enforcement & Consequences

WarnIQ takes violations of this Acceptable Data Use Policy seriously. Any violation of this policy may result in:

Immediate suspension or termination of access to WarnIQ Services
Legal action to enforce compliance and seek damages
Reporting to relevant authorities for violations of applicable laws
Forfeiture of any fees paid for Services

WarnIQ reserves the right to investigate suspected violations and to take appropriate action, including but not limited to suspending or terminating Services, without prior notice.

4. Customer Responsibilities

As a Customer or user of WarnIQ Services, you are responsible for:

Ensuring compliance with this ADUP by all employees, contractors, and End Users who access WarnIQ Services through your account
Implementing appropriate safeguards to prevent misuse of WarnIQ data and Services
Promptly reporting any suspected violations or misuse of WarnIQ Services
Maintaining accurate records of how WarnIQ data is used within your organization
Conducting due diligence to ensure third parties you share WarnIQ data with also comply with this ADUP

5. Policy Updates

WarnIQ reserves the right to update or modify this Acceptable Data Use Policy at any time to reflect changes in:

Legal and regulatory requirements
Industry best practices
Our Services and business operations
Data protection standards

We will provide notice of material changes through:

Email notification to registered users
Prominent notice on our website
Updates to the "Effective Date" at the top of this policy

Your continued use of WarnIQ Services after any such changes constitutes your acceptance of the updated policy.

6. Questions & Reporting Violations

If you have questions about this Acceptable Data Use Policy or need to report a suspected violation, please contact us:

Support: support@warniq.com

When reporting violations, please provide as much detail as possible including:

Description of the suspected violation
Date and time of occurrence
Account or user information (if applicable)
Any supporting documentation

CRITICAL COMPLIANCE NOTICE

By using WarnIQ Services, you acknowledge that you have read, understood, and agree to comply with this Acceptable Data Use Policy. Violation of this policy may result in immediate termination of Services and legal action. WarnIQ is NOT a consumer reporting agency and does not provide consumer reports under the FCRA.

⚠️ FCRA DISCLAIMER

The information provided by WarnIQ Services is intended for personal safety awareness and risk assessment purposes only. It is NOT intended for use in making decisions about employment, credit, insurance, tenant screening, or any other purpose that would require compliance with the Fair Credit Reporting Act. Users must obtain proper consumer reports from FCRA-compliant consumer reporting agencies for such purposes.